{"id":12207,"date":"2024-01-16T15:35:20","date_gmt":"2024-01-16T14:35:20","guid":{"rendered":"https:\/\/wilusa.sk\/?p=12207"},"modified":"2026-10-02T17:47:14","modified_gmt":"2026-10-02T15:47:14","slug":"changes-in-mortgages-and-housing-affordability","status":"publish","type":"post","link":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/","title":{"rendered":"Changes in mortgages and housing affordability."},"content":{"rendered":"<p>Property prices continued to fall significantly in recent months as well \u2013 according to the NBS (National Bank of Slovakia), by the most since 2009. In the same breath, however, it adds that because of rising interest rates, housing in Slovakia is now the least affordable it has been in 11 years. The new government wants to tackle the situation with measures that will help current borrowers repay their mortgages. Will it help the market? The guests on the programme were Matej Dobi\u0161, executive director of Finan\u010dn\u00fd kompas, and Viktor Obtulovi\u010d, real estate analyst, Wilusa.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Property prices continued to fall significantly in recent months as well \u2013 according to the NBS (National Bank of Slovakia), by the most since 2009. In the same breath, however, it adds that because of rising interest rates, housing in [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":3197,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"link","meta":{"inline_featured_image":false,"_exactmetrics_skip_tracking":false,"footnotes":""},"categories":[280],"tags":[],"class_list":["post-12207","post","type-post","status-publish","format-link","has-post-thumbnail","hentry","category-real-estate","post_format-post-format-link"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Changes in mortgages and housing affordability. | Wilusa, s.r.o.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Changes in mortgages and housing affordability. | Wilusa, s.r.o.\" \/>\n<meta property=\"og:description\" content=\"Property prices continued to fall significantly in recent months as well \u2013 according to the NBS (National Bank of Slovakia), by the most since 2009. In the same breath, however, it adds that because of rising interest rates, housing in [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/\" \/>\n<meta property=\"og:site_name\" content=\"Wilusa, s.r.o.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/wilusaRE\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/vikotr1\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-16T14:35:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-02T15:47:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wilusa.sk\/wp-content\/uploads\/2024\/01\/wilusa-v-mediach.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Viktor Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Viktor Admin\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/\"},\"author\":{\"name\":\"Viktor Admin\",\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/#\\\/schema\\\/person\\\/4990ee73010fd8f8b5d417bcfadff13f\"},\"headline\":\"Changes in mortgages and housing affordability.\",\"datePublished\":\"2024-01-16T14:35:20+00:00\",\"dateModified\":\"2026-10-02T15:47:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/\"},\"wordCount\":99,\"publisher\":{\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/wilusa.sk\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/wilusa-v-mediach.jpg\",\"articleSection\":[\"Real estate\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/\",\"url\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/\",\"name\":\"Changes in mortgages and housing affordability. | Wilusa, s.r.o.\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/wilusa.sk\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/wilusa-v-mediach.jpg\",\"datePublished\":\"2024-01-16T14:35:20+00:00\",\"dateModified\":\"2026-10-02T15:47:14+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/#primaryimage\",\"url\":\"https:\\\/\\\/wilusa.sk\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/wilusa-v-mediach.jpg\",\"contentUrl\":\"https:\\\/\\\/wilusa.sk\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/wilusa-v-mediach.jpg\",\"width\":1920,\"height\":1200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/changes-in-mortgages-and-housing-affordability\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Changes in mortgages and housing affordability.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/\",\"name\":\"Wilusa, s. r. o. | Realitn\u00e1 kancerl\u00e1ria\",\"description\":\"Wilusa, s.r.o.\",\"publisher\":{\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/#organization\"},\"alternateName\":\"Wilusa, s. r. o.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/#organization\",\"name\":\"Wilusa, s. r. o.\",\"url\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/wilusa.sk\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/logo_main.png\",\"contentUrl\":\"https:\\\/\\\/wilusa.sk\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/logo_main.png\",\"width\":350,\"height\":131,\"caption\":\"Wilusa, s. r. o.\"},\"image\":{\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/wilusaRE\",\"https:\\\/\\\/www.instagram.com\\\/wilusa_realestate\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/#\\\/schema\\\/person\\\/4990ee73010fd8f8b5d417bcfadff13f\",\"name\":\"Viktor Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0e53da9f37a2d050d8d8b4ca9a77dfaf14b6ba8949d126690fa58865dee2d152?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0e53da9f37a2d050d8d8b4ca9a77dfaf14b6ba8949d126690fa58865dee2d152?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0e53da9f37a2d050d8d8b4ca9a77dfaf14b6ba8949d126690fa58865dee2d152?s=96&d=mm&r=g\",\"caption\":\"Viktor Admin\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/vikotr1\\\/\",\"https:\\\/\\\/www.instagram.com\\\/viktorobtulovic\\\/\"],\"url\":\"https:\\\/\\\/wilusa.sk\\\/en\\\/author\\\/viktor-obtulovic\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Changes in mortgages and housing affordability. | Wilusa, s.r.o.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/","og_locale":"en_US","og_type":"article","og_title":"Changes in mortgages and housing affordability. | Wilusa, s.r.o.","og_description":"Property prices continued to fall significantly in recent months as well \u2013 according to the NBS (National Bank of Slovakia), by the most since 2009. In the same breath, however, it adds that because of rising interest rates, housing in [&hellip;]","og_url":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/","og_site_name":"Wilusa, s.r.o.","article_publisher":"https:\/\/www.facebook.com\/wilusaRE","article_author":"https:\/\/www.facebook.com\/vikotr1\/","article_published_time":"2024-01-16T14:35:20+00:00","article_modified_time":"2026-10-02T15:47:14+00:00","og_image":[{"width":1920,"height":1200,"url":"https:\/\/wilusa.sk\/wp-content\/uploads\/2024\/01\/wilusa-v-mediach.jpg","type":"image\/jpeg"}],"author":"Viktor Admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Viktor Admin"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/#article","isPartOf":{"@id":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/"},"author":{"name":"Viktor Admin","@id":"https:\/\/wilusa.sk\/en\/#\/schema\/person\/4990ee73010fd8f8b5d417bcfadff13f"},"headline":"Changes in mortgages and housing affordability.","datePublished":"2024-01-16T14:35:20+00:00","dateModified":"2026-10-02T15:47:14+00:00","mainEntityOfPage":{"@id":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/"},"wordCount":99,"publisher":{"@id":"https:\/\/wilusa.sk\/en\/#organization"},"image":{"@id":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/#primaryimage"},"thumbnailUrl":"https:\/\/wilusa.sk\/wp-content\/uploads\/2024\/01\/wilusa-v-mediach.jpg","articleSection":["Real estate"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/","url":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/","name":"Changes in mortgages and housing affordability. | Wilusa, s.r.o.","isPartOf":{"@id":"https:\/\/wilusa.sk\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/#primaryimage"},"image":{"@id":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/#primaryimage"},"thumbnailUrl":"https:\/\/wilusa.sk\/wp-content\/uploads\/2024\/01\/wilusa-v-mediach.jpg","datePublished":"2024-01-16T14:35:20+00:00","dateModified":"2026-10-02T15:47:14+00:00","breadcrumb":{"@id":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/#primaryimage","url":"https:\/\/wilusa.sk\/wp-content\/uploads\/2024\/01\/wilusa-v-mediach.jpg","contentUrl":"https:\/\/wilusa.sk\/wp-content\/uploads\/2024\/01\/wilusa-v-mediach.jpg","width":1920,"height":1200},{"@type":"BreadcrumbList","@id":"https:\/\/wilusa.sk\/en\/changes-in-mortgages-and-housing-affordability\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/wilusa.sk\/en\/"},{"@type":"ListItem","position":2,"name":"Changes in mortgages and housing affordability."}]},{"@type":"WebSite","@id":"https:\/\/wilusa.sk\/en\/#website","url":"https:\/\/wilusa.sk\/en\/","name":"Wilusa, s. r. o. | Realitn\u00e1 kancerl\u00e1ria","description":"Wilusa, s.r.o.","publisher":{"@id":"https:\/\/wilusa.sk\/en\/#organization"},"alternateName":"Wilusa, s. r. o.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/wilusa.sk\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/wilusa.sk\/en\/#organization","name":"Wilusa, s. r. o.","url":"https:\/\/wilusa.sk\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/wilusa.sk\/en\/#\/schema\/logo\/image\/","url":"https:\/\/wilusa.sk\/wp-content\/uploads\/2023\/07\/logo_main.png","contentUrl":"https:\/\/wilusa.sk\/wp-content\/uploads\/2023\/07\/logo_main.png","width":350,"height":131,"caption":"Wilusa, s. r. o."},"image":{"@id":"https:\/\/wilusa.sk\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/wilusaRE","https:\/\/www.instagram.com\/wilusa_realestate\/"]},{"@type":"Person","@id":"https:\/\/wilusa.sk\/en\/#\/schema\/person\/4990ee73010fd8f8b5d417bcfadff13f","name":"Viktor Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/0e53da9f37a2d050d8d8b4ca9a77dfaf14b6ba8949d126690fa58865dee2d152?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0e53da9f37a2d050d8d8b4ca9a77dfaf14b6ba8949d126690fa58865dee2d152?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0e53da9f37a2d050d8d8b4ca9a77dfaf14b6ba8949d126690fa58865dee2d152?s=96&d=mm&r=g","caption":"Viktor Admin"},"sameAs":["https:\/\/www.facebook.com\/vikotr1\/","https:\/\/www.instagram.com\/viktorobtulovic\/"],"url":"https:\/\/wilusa.sk\/en\/author\/viktor-obtulovic\/"}]}},"_links":{"self":[{"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/posts\/12207","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/comments?post=12207"}],"version-history":[{"count":1,"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/posts\/12207\/revisions"}],"predecessor-version":[{"id":12208,"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/posts\/12207\/revisions\/12208"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/media\/3197"}],"wp:attachment":[{"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/media?parent=12207"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/categories?post=12207"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wilusa.sk\/en\/wp-json\/wp\/v2\/tags?post=12207"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}